• Rachel Gibson
    Rachel Gibson
    License ID: 306317
  • +1(404) 397-9177 rachel@sevenkeysrealty.com

 

Seven Keys Realty

Debt-to-Income Ratio
The Number That Can Make or Break Your Mortgage


Lenders use a simple formula to judge whether you can handle a mortgage — and understanding it could be the difference between getting the keys and getting turned away.
 

When you apply for a home mortgage, your credit score gets a lot of attention. But seasoned loan officers will tell you there’s another number that carries just as much weight: your debt-to-income ratio, or DTI. It’s one of the clearest signals a lender has that you won’t get overwhelmed by monthly payments.

 

KNOW YOUR DTI TODAY!

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Look forward to working with you!!